Interest Free Kitchens, Bathrooms and Bedrooms
Interest Free Credit
Manage the cost of your purchase with interest free credit finance options
- 0% APR
- No early settlement fee
- Regular monthly payments
- 10 months loan length with minimum spend of £500
- 1 year loan length with minimum spend of £1,000
- 2 year loan length with minimum spend of £2,000
- 3 year loan length with minimum spend of £3,000
- 4 year loan length with minimum spend of £5,000
- 5 year loan length with minimum spend of £8,000
Representative Example:
- Total product amount: £8,000
- Total amount of credit: £8,000
- 60 monthly payments of: £133.33
- Total amount payable is: £8,000
- Representative: 0% APR
- Rate of interest: 0% fixed
Interest Bearing Credit
Lower monthly payments and the option to spread the cost of your purchase over 7 years.
- 7.9% APR
- No early settlement fee
- Regular monthly payments
Representative Example:
- Total product amount: £4,000
- Total amount of credit: £4,000
- 84 monthly payments of: £61.71
- Total amount repayable is: £5,183.64
- Interest charged: £1,183.64
- Representative: 7.9% APR
- Rate of interest: 7.9% fixed
Buy Now Pay Later
Pay nothing for the first 6, 9 or 12 months and then have the option to spread the cost of your purchase over 3 years.
- No interest charged if paid within 6, 9 or 12 months depending on the loan amount
- Regular monthly payments (after the first 12 months)
- No deposit
- 9.9% APR representative
- No early settlement fee
Representative Example (12 months holiday period):
- Total product amount: £4,000
- Total amount of credit: £4,000
- 36 monthly payments of: £139.67
- Total amount payable is: £5,028.12
- Interest charged: £1,028.12
- Representative: 9.9% APR
- Rate of interest: 9.9% fixed
Option 1
If you decide to settle within your Buy Now Pay Later period, you will not be charged interest and there is no early settlement fee for the customers if you choose to pay this way.
Option 2
If you decided to make a partial payment with the Buy Now Pay Later period then your interest rate would be adjusted and calculated against your remaining balance.
Option 3
If you make full or partial payment after the date of your first scheduled payment, you will not be entitled to a refund of any interest. You may be entitled to an interest rebate, which will be calculated in accordance with the Consumer Credit (Early Settlement) Regulations 2004.
