Finance Options

Criteria to apply

• Be at least 18 years old
• Be in full time work (16 hours or more a week), retired, or in receipt of disability allowance
• Earn at least £6,000 a year
• Have been a UK resident for three years or more
• Have a mobile phone number
• Have an email address
• Have a UK bank account from which Direct Debits can be taken
• Have no outstanding County Court Judgements (CCJs)

Credit is subject to application, financial circumstances and borrowing history. Kitchens by Homebase is the credit broker and not the lender. Novuna Finance is the lender.

Buy Now Pay Later

• 8.9% APR Representative
• Pay a 5% deposit and nothing else for 12 months
• Minimum spend £4,000

Representative example: Cash price £5,000, Deposit £250, Total amount of credit £4,750, Agreement duration 60 Months, Annual rate of interest 8.9% P.A, Representative APR 8.9% APR, 48 monthly payments £126.73, Total amount payable £6,333.21

Credit is subject to application, financial circumstances and borrowing history. Kitchens by Homebase is the credit broker and not the lender. Novuna Finance is the lender.

Terms and conditions

1. Repay loan in full on or before the first repayment with no interest or settlement fees
2. Repay part of the loan on or before the first repayment, with no interest on the part of the loan repaid. Novuna Finance will reduce the loan balance by the sum of the repayment plus an interest rebate
3. If full or partial settlement payment is made after the date of the first repayment, no entitlement to refund of any interest incurred prior to the date the payment is received. An interest rebate will be calculated in accordance with the Consumer Credit (Early Settlement) Regulations 2004

Interest Free Credit

1. 0% APR - zero interest, fees or charges
2. Pay a 10% deposit and then monthly for up to 5 years
3. Minimum spend applies. £4,000 2 Years Interest Free. £7,000 3 Years Interest Free. £12,000 4 years Interest Free. £15,000 5 Years Interest Free.

Representative example: Cash price £5,000, Deposit £500, Total amount of credit £4,500, Agreement duration 24 Months, Annual rate of interest 0% P.A, Representative APR 0% APR, 24 monthly payments £187.50, Total amount payable £5,000

Credit is subject to application, financial circumstances and borrowing history. Kitchens by Homebase is the credit broker and not the lender. Novuna Finance is the lender.

Interest Bearing Credit

• 8.9% APR Representative
• Pay 5% deposit and then monthly for up to 5 years
• Minimum spend £3,000

Representative example: Cash price £5,000, Deposit £250, Total amount of credit £4,750, Agreement duration 60 Months, Annual rate of interest 8.9% P.A, Representative APR 8.9% APR, 48 monthly payments £126.73, Total amount payable £6,333.21

Credit is subject to application, financial circumstances and borrowing history. Kitchens by Homebase is the credit broker and not the lender. Novuna Finance is the lender.