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Homebase finance

Financial Services

Homebase finance

Easy ways to pay

New kitchen or bathroom? Creating your perfect outdoor space?
Or maybe just adding some finishing touches. With our range of finance options you can manage your budget with confidence and ease.

Choose the HOMEBASE card if you're planning to spend under £1,000. If you're planning to spend more than that, then why not look at our other Finance options.

Homebase card

for purchases under £1000*

Finance options

for purchases over £1000^

Buy now pay later

Everytime you shop when you spend under £1000 online or In store using a Homebase card.

Representative
29.9% APR Variable
More information

Buy now pay
nothing until 2016

when you spend £1000 or more
Pay no interest, only a £29 settlement
fee. If paid in full by due date**

Representative
29.9% APR Fixed
More information

Fixed monthly payments

when you spend £1000 or more

Representative
4.9% APR Fixed
More information

Homebase card

**Representative example: Cash price £1000, no deposit required.

You can choose to settle the balance in full within the first 12 months e.g. cash price of £1000 + £29 settlement fee, total payable £1029. Alternatively if you do not settle in full before the end of the Buy Now Pay Later period interest will be charged on the whole balance from the date of purchase and you will pay 60 monthly repayments of £38.39, total amount payable £2303.40.

Representative 29.9% APR fixed

*Pay off a Buy Now, Pay Later Plan by the due date and you pay no interest. Spread the cost further, then you pay interest on the whole balance from the purchase date, with a minimum monthly payment. Store card credit for Homebase Ltd is provided exclusively by Home Retail Group Card Services Ltd, part of the same group and both at 489-499 Avebury Boulevard, Milton Keynes MK9 2NW.

If you shop with your Homebase card in Homebase, you can take advantage of the Buy Now, Pay Later Plans that Homebase offers. If you use your Homebase card in Argos, you'll get Argos Buy Now, Pay Later Plans.

^In relation to loans, Homebase Limited acts as a credit intermediary and only offers products from Barclays Partner Finance. Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited, a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 311753). Registered in England. Registered No: 2901725. Registered Office: 1 Churchill Place, London E14 5HP.