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Homebase finance

Easy ways to pay

New kitchen or bathroom? Creating your perfect outdoor space?
Or maybe just adding some finishing touches. With our range of finance options you can manage your budget with confidence and ease.

Choose the HOMEBASE card if you're planning to spend under £1,000. If you're planning to spend more than that, then why not look at our other Finance options.

Homebase card

for purchases under £1000*

Finance options

for purchases over £1000^

Buy now pay later

Everytime you shop when you spend under £1000 online or In store using a Homebase card.

Representative
29.9% APR Variable
More information

Buy now pay
12 months later

when you spend £1000 or more
Pay no interest, only a £29 settlement
fee. If paid in full by due date**

Representative
29.9% APR Fixed
More information

Fixed monthly payments

when you spend £1000 or more

 Representative
4.9% APR Fixed
More information

Homebase card

**Representative example: Cash price £1000, no deposit required.

You can choose to settle the balance in full within the first 12 months e.g. cash price of £1000 + £29 settlement fee, total payable £1029. Alternatively if you do not settle in full before the end of the Buy Now Pay Later period interest will be charged on the whole balance from the date of purchase and you will pay 60 monthly repayments of £38.39, total amount payable £2303.40.

*Finance subject to status. In relation to store cards, Homebase works exclusively with Home Retail Group Card Services Ltd, Thynne Street, Bolton, BL11 1AS. Both Homebase and Home Retail Group Card Services Ltd are part of the Home Retail Group.

If you shop with your Homebase card in Homebase, you can take advantage of the Buy Now, Pay Later Plans that Homebase offers. If you use your Homebase card in Argos, you'll get Argos Buy Now, Pay Later Plans.

^Finance subject to status. Homebase limited acts exclusively in relation to loans as credit intermediary for Barclays PLC, Cadarn House, Avenue Business Park, Cardiff CF23 8FF